What is Zakah?

The literal meaning of Zakat is purification, increase (i.e. increase and blessing). Since Zakat causes spiritual purification and increase for the remaining wealth, that is why it is called Zakat.

Zakat is obligatory on every sane, adult and free Muslim who meets the following conditions: (1) He is the owner of the Nisab. (2) It is called Nisab. (3) The Nisab is in his possession. (4) The Nisab is more than his basic needs (i.e. the necessities of life). (5) The Nisab is free from debt (i.e. there is no debt on it that is demanded by the servants, so that if he pays the debt, his Nisab will not remain). (6) One year has passed on this Nisab.

Who Is Entitled to Take Zakah?

Shariah has set a particular financial level for a person to be entitled to Zakah. The wisdom in it is that those leading their lives in extreme destitution would be helped out. Exclusive of debt and all such wealth being used in the fulfillment of Hajat-e-Asliyyah (bare necessities of life), the conditions for a person to be entitled to Zakah include the following:

• He must not possess 7.5 tolas of gold (approx. Nisab by gold) or the equivalent value of 52.5 tolas of silver (Nisab by silver).
• If the total value of his wealth (counting cash, prize bonds, trade stock, etc.) reaches or exceeds Nisab, he is not entitled to take Zakah.
• Zakah cannot be given to direct ascendants/descendants and spouses (e.g., mother, father, children, grandchildren, husband, wife).
• If a person is not himself entitled but his adult children or wife are, Zakah may be given to them.

How to Calculate Zakah?

Enter your assets and liabilities below. The calculator totals them and computes 2.5% Zakat instantly, using the Hanafi-preferred silver Nisab standard.

Assets

Liabilities

What is Ushr?

The Zakat paid on the produce of a crop grown for the purpose of obtaining profit from the land is called Ushr.

• In a field that is irrigated with water from rain, canals, or drains (without paying a price), Ushr — i.e. one-tenth — is obligatory.
• In a field that is irrigated with a bucket (or one's own tube well) etc., half-Ushr — i.e. one-twentieth — is obligatory.
• If water (from a canal or tube well, etc.) is purchased for irrigation — i.e. bought from someone who owns it — then half-Ushr is obligatory.
• If a field is irrigated with rain water some days and with a bucket/tube well other days: if rain water is used most of the time, Ushr is obligatory; otherwise half-Ushr is obligatory.

Ushr becomes obligatory when the produce is harvested — i.e. the crop ripens or the fruits come out and are capable of yielding profit. After harvesting or picking fruit, it must be calculated and paid. In the Hanafi school, Ushr is due regardless of the harvest's size — there is no Nisab minimum, unlike the other three schools of fiqh which require roughly 653kg of produce.

How to Calculate Ushr?

Ushr is due on the whole produce without deducting expenses — so even if the cost of seeds, fertilizer, pesticides, etc. exceeds the produce's value, and nothing is left for the landlord and farmer, Ushr is still compulsory on the whole harvest. Deducting expenses is not permitted.

Enter your total agricultural produce value and select the irrigation type — the calculator computes your payable Ushr automatically.